HSBC TravelOne Credit Card

HSBC SG
Credit Cards
TravelOne

Unlock a world of travel freedom

Unlock instant travel rewards and elevated travel experiences everywhere you go with the one and only travel card you need.

Apply now

Open up a world of elevated travel

Instant redemption

The first HSBC credit card to offer instant redemptions with an extensive selection of airline and hotel partners, all within the convenience of your mobile app.

Earn accelerated points

Get up to 2.4 miles (6X Reward points) for your spending.

Travel privileges

Complimentary travel insurance coverage, airport lounge visits and more.

Split flexibly

Split your purchases across a range of flexible tenors that suits your needs with HSBC Instalment Plans – find out more.

The calculated amount shown is indicative only, based on qualifying transactions. Terms and conditions apply This link will open in a new window.

This table shows how many miles you'll need to redeem either a return or one-way economy ticket to a destination in a selected area.
Miles	Area	Ticket type
84,000	Europe (eg London), or the United States (eg Los Angeles)	Return
42,000	Europe (eg London), or the United States (eg Los Angeles)	One-way
33,000	Asia (eg Hong Kong)	Return
27,000	Southeast Asia (eg Bangkok, Hanoi)	Return
17,000	Southeast Asia (eg Kuala Lumpur)	Return
16,500	Asia (eg Hong Kong)	One-way
13,500	Southeast Asia (eg Bangkok, Hanoi)	One-way
8,500	Southeast Asia (eg Kuala Lumpur)	One-way

This table shows how many miles you'll need to redeem either a return or one-way economy ticket to a destination in a selected area.
Miles	84,000
Area	Europe (eg London), or the United States (eg Los Angeles)
Ticket type	Return

Miles	42,000
Area	Europe (eg London), or the United States (eg Los Angeles)
Ticket type	One-way

Miles	33,000
Area	Asia (eg Hong Kong)
Ticket type	Return

Miles	27,000
Area	Southeast Asia (eg Bangkok, Hanoi)
Ticket type	Return

Miles	17,000
Area	Southeast Asia (eg Kuala Lumpur)
Ticket type	Return

Miles	16,500
Area	Asia (eg Hong Kong)
Ticket type	One-way

Miles	13,500
Area	Southeast Asia (eg Bangkok, Hanoi)
Ticket type	One-way

Miles	8,500
Area	Southeast Asia (eg Kuala Lumpur)
Ticket type	One-way

Note: The miles shown in the table are indicative only, based on the 'Miles Calculator – Redeem Miles' by Singapore Airlines as of 4 September 2023. The miles indicated are for an entire journey for 1 passenger from Singapore and they do not include taxes, fees or any promotional discounts that may apply.

Spend, earn, and go further

Earn points and redeem them instantly^{1Footnote link 1}

Up to 2.4 miles (6× Reward points)^{2Footnote link 2} per SGD1 charged on foreign currency spend.
Up to 1.2 miles (3× Reward points)^{2Footnote link 2} per SGD1 charged on local spend.
Share the perks with a supplementary card^{3Footnote link 3}.
No redemption fee when you redeem for airline miles or hotel points until such time as may be determined by HSBC.

Be spoilt for choice with instant miles and hotel points redemption with a wide range of airline and hotel partners such as Cathay Pacific, Singapore Airlines, Marriott Bonvoy and more.

Find out how to redeem instantly

Travel in style

Airport lounge: enjoy 4 complimentary lounge visits per year to over 1,300 global airport lounges for primary cardholders – register now.
Mastercard Travel Rewards: Enjoy greater savings with more than 500 cashback offers in 26 destinations abroad and online, valid from 1 May 2025 till 30 April 2026 – register or log on now.
Priceless™ Specials: discover top-tier benefits and a world of privileged access with curated offers and benefits from Mastercard – explore all offers This link will open in a new window.
Travel offers: enjoy a variety of travel privileges when you plan your trip – find out more This link will open in a new window.

Put your mind at ease

Travel insurance^{4Footnote link 4}: enjoy complimentary travel insurance with coverage of up to SGD150,000 for Overseas Medical Expenses when you charge the full cost of your air ticket to your HSBC TravelOne Credit Card - read the full policy This link will open in a new window. Read Frequently asked questions This link will open in a new window.
ID Theft Protection™: enjoy peace of mind when surfing and purchasing online. Proactive monitoring and alerts help to ensure the security of your personal data from identity theft or fraud. Enrol online for complimentary access – find out more This link will open in a new window.

Who can apply?

To apply for an HSBC TravelOne card, you must be aged 21 or above and have a minimum annual income of:

SGD30,000, if you're a Singaporean or Permanent Resident
SGD40,000, if you're a self-employed or commission-based Singaporean or Permanent Resident
SGD60,000, if you're a foreigner residing in Singapore

If you do not meet these income requirements, a minimum fixed deposit collateral of SGD10,000 will apply.

Apply using MyInfo via Singpass and save the hassle of providing supporting documents.

Alternatively, prepare the following supporting documents with your application.

ID documents of the primary and any supplementary applicants
income documents of the primary applicant

What documents are acceptable? This link will open in a new window

Your credit limit

Your credit limit is subject to our review and approval. Where you've stated a preferred credit limit, the amount we grant may be lower than what you requested.

Finance charges

A finance charge will be imposed based on the amount withdrawn, from the date the transaction is posted to your account to the date the payment is made in full or the next statement date, whichever is earlier.

Effective rate: 27.8% p.a. (minimum)

Minimum charge: SGD2.50

Annual fee

The annual fee is at SGD196.20 including GST, starting from the issue date, for your credit card. From the second year onwards, we'll waive the annual fee for your card if you spend more than SGD25,000 per year.

Receive up to 10,000 miles (in the form of 25,000 Reward points) when you pay for your annual fee from the second year onwards. The Reward points will be credited to your account within the next 2 to 3 months after the annual fee is charged to your card.

Should you wish to request for an annual fee waiver, please ensure you maintain 25,000 Reward points in your account. If you are eligible for an annual fee waiver, we'll reverse the Reward points from your account once the annual fee is waived. Else, we will not be able to grant a waiver on the annual fee.

No Reward points will be awarded if your annual fee is waived when you spend more than SGD25,000 per year.

Apply now

New HSBC cardholder

Apply now and get up to 36,000 miles (award in the form of 90,000 Reward points).

Simply apply with marketing consent provided, pay annual fee of SGD196.20 (inclusive of GST) and start spending on your new card from your card account opening date to the end of the following month.

Spend SGD500 to receive up to 26,200 miles (awarded in the form of 65,500 Reward points)
Spend another SGD500 to receive up to 9,800 miles (awarded in the form of 24,500 Reward points)

Here's how you can earn up to 36,000 miles (awarded in the form of 90,000 Reward points):
Details	Miles earned based on 2.4 miles per dollar on foreign currency spend	Welcome Gift	Total
First SGD500 qualifying spend	1,200 miles (awarded in the form of 3,000 Reward points)	25,000 miles (awarded in the form of 62,500 Reward points)	26,200 miles (awarded in the form of 65,500 Reward points)
Next SGD500 qualifying spend	1,200 miles (awarded in the form of 3,000 Reward points)	8,600 miles (awarded in the form of 21,500 Reward points)	9,800 miles (awarded in the form of 24,500 Reward points)
Total (with at least SGD1,000 qualifying spend)	2,400 miles (awarded in the form of 6,000 Reward points)	33,600 miles (awarded in the form of 84,000 Reward points)	36,000 miles (awarded in the form of 90,000 Reward points)

Here's how you can earn up to 36,000 miles (awarded in the form of 90,000 Reward points):
Details	First SGD500 qualifying spend
Miles earned based on 2.4 miles per dollar on foreign currency spend	1,200 miles (awarded in the form of 3,000 Reward points)
Welcome Gift	25,000 miles (awarded in the form of 62,500 Reward points)
Total	26,200 miles (awarded in the form of 65,500 Reward points)

Details	Next SGD500 qualifying spend
Miles earned based on 2.4 miles per dollar on foreign currency spend	1,200 miles (awarded in the form of 3,000 Reward points)
Welcome Gift	8,600 miles (awarded in the form of 21,500 Reward points)
Total	9,800 miles (awarded in the form of 24,500 Reward points)

Details	Total (with at least SGD1,000 qualifying spend)
Miles earned based on 2.4 miles per dollar on foreign currency spend	2,400 miles (awarded in the form of 6,000 Reward points)
Welcome Gift	33,600 miles (awarded in the form of 84,000 Reward points)
Total	36,000 miles (awarded in the form of 90,000 Reward points)

Other terms and conditions apply This link will open in a new window.

Apply Now This link will open in a new window

Apply now and get up to 24,000 miles (award in the form of 60,000 Reward points).

Simply apply with marketing consent provided, pay annual fee of SGD196.20 (inclusive of GST) and start spending on your new card from your card account opening date to the end of the following month.

Spend SGD500 to receive up to 14,200 miles (awarded in the form of 35,500 Reward points)
Spend another SGD500 to receive up to 9,800 miles (awarded in the form of 24,500 Reward points)

Here's how you can earn up to 24,000 miles (awarded in the form of 60,000 Reward points):
Details	Miles earned based on 2.4 miles per dollar on foreign currency spend	Welcome Gift	Total
First SGD500 qualifying spend	1,200 miles (awarded in the form of 3,000 Reward points)	13,000 miles (awarded in the form of 32,500 Reward points)	14,200 miles (awarded in the form of 35,500 Reward points)
Next SGD500 qualifying spend	1,200 miles (awarded in the form of 3,000 Reward points)	8,600 miles (awarded in the form of 21,500 Reward points)	9,800 miles (awarded in the form of 24,500 Reward points)
Total (with at least SGD1,000 qualifying spend)	2,400 miles (awarded in the form of 6,000 Reward points)	21,600 miles (awarded in the form of 54,000 Reward points)	24,000 miles (awarded in the form of 60,000 Reward points)

Here's how you can earn up to 24,000 miles (awarded in the form of 60,000 Reward points):
Details	First SGD500 qualifying spend
Miles earned based on 2.4 miles per dollar on foreign currency spend	1,200 miles (awarded in the form of 3,000 Reward points)
Welcome Gift	13,000 miles (awarded in the form of 32,500 Reward points)
Total	14,200 miles (awarded in the form of 35,500 Reward points)

Details	Next SGD500 qualifying spend
Miles earned based on 2.4 miles per dollar on foreign currency spend	1,200 miles (awarded in the form of 3,000 Reward points)
Welcome Gift	8,600 miles (awarded in the form of 21,500 Reward points)
Total	9,800 miles (awarded in the form of 24,500 Reward points)

Details	Total (with at least SGD1,000 qualifying spend)
Miles earned based on 2.4 miles per dollar on foreign currency spend	2,400 miles (awarded in the form of 6,000 Reward points)
Welcome Gift	21,600 miles (awarded in the form of 54,000 Reward points)
Total	24,000 miles (awarded in the form of 60,000 Reward points)

Other terms and conditions apply This link will open in a new window.

Apply now This link will open in a new window

Share the perks with a supplementary card

Our HSBC credit cards open up a world of banking convenience, benefits and privileges. And now, you can share it with your family too.

Earn reward points each time your loved ones spend on their cards
Get up to 5 supplementary cards, free to you and your family for life
Any loved one can hold a supplementary credit card as long as they're aged 18 or above

Apply for a supplementary credit card

Leave us your contact details online or by SMS, and we'll give you a call within 3 working days to help you apply for this card.

Text HSAPP <space> Name <space> to 74722, or request a callback online.

Why bank with us

AsiaMoney Best Bank For Digital Solutions – Singapore

HSBC is a recent recipient of the ‘AsiaMoney Best Bank For Digital Solutions – Singapore’ Award 2023

Customer Satisfaction Index

3 cheers for 3 years. Thank you for your continued support. We’re #1 in the credit cards section of the Customer Satisfaction Index of Singapore 3 years running.

Additional information

Start enjoying your benefit

Step 1: download Mastercard Travel Pass app (available on the Apple App Store and Google Play)
Step 2: select 'Sign up' to register for the programme, or log on to your account if you're already a member
Step 3: enter your HSBC TravelOne Credit Card details for a one-time verification
Step 4: complete your personal details for Mastercard Travel Pass account registration (enter your name as shown in your passport)
Step 5: set your account password

Simply use the membership number stored under 'my visits' when visiting airport lounges.

With the app, you can also view the airport lounges and restaurants available, keep track of your usage history and access many more services.

Note:

Primary cardholders may use their complimentary lounge visits to redeem free meals at selected airport restaurants.
With effect from 17 October 2024, Primary cardholders can bring guest(s) to airport lounges utilising the available 4 complimentary visits per calendar year.

Terms and conditions apply This link will open in a new window.

Check out Mastercard Travel Pass This link will open in a new window

Step 1: Visit Mastercard Travel Rewards This link will open in a new window website

Step 2: Simply register with your HSBC TravelOne Credit Card number and personal details, or log on to your account if you've already registered

Step 3: Explore 3 types of merchant offers

Ready to use offers: offers auto-linked to registered card can be enjoyed immediately
Activation offers: activate offer first before making qualifying spend at merchant
Online affiliate offers: online offers that can only be redeemed on merchant’s unique link listed on Mastercard Travel Rewards website

Step 4: Earn cashback as you shop and travel with your card

Note: Both primary and supplementary cardholders must register their cards separately to enjoy the cashback offer at participating merchants.

ENTERTAINER with HSBC This link will open in a new window

Enjoy amazing 1-for-1 dining offers and more with ENTERTAINER with HSBC app.

Credit card features

Explore other features and services such as virtual card, mobile wallets, SimplyGo, credit limit review and more.

HSBC Singapore app

Manage your card easily, on the couch or on the go.

Notes

The miles shown are for illustrative purposes only, based on the redemption rate of 25,000 HSBC Reward points to 10,000 air miles from Cathay Pacific – Asia Miles in any brochures, marketing or promotional materials. Visit our full list of airlines and hotel partners' programmes' redemption rate.

Air miles and hotel points redemptions will typically be completed instantly or within 1 business day. Redemptions for Hainan Airlines Fortune Wings Club may take up to 5 working days, and JAL Mileage Bank may take up to 10 working days. Please note that this list may be updated from time to time.
HSBC TravelOne Credit Card Reward Points Programme terms and conditions apply.
Our HSBC credit cards open up a world of banking convenience, benefits and privileges. And now, you can share it with your family too. Text 'SUPP <space> Name <space> NRIC number' to 74722 to apply.

(i) Earn Reward points on all spending made on your supplementary cards

(ii) Get up to 5 supplementary cards, free to you and your family for life

(iii) Any loved one can hold a supplementary credit card as long as they're aged 18 or above
Travel insurance coverage is underwritten by MSIG Insurance (Singapore) Pte. Ltd. HSBC Bank (Singapore) Limited is not the underwriter nor the distributor for this insurance plan. It is not an obligation of, deposit in or guaranteed by HSBC Bank (Singapore) Limited (Company Registration No. 201420624K).

Unlock a world of travel freedom

Welcome gift

Open up a world of elevated travel

Instant redemption

Earn accelerated points

Travel privileges

Split flexibly

How many miles you'll need to redeem a flight?

Spend, earn, and go further

Earn points and redeem them instantly1Footnote link 1

Travel in style

Put your mind at ease

Who can apply?

What you need to apply

Important documents

What you need to know

Apply now

New HSBC cardholder

Existing HSBC cardholder

Share the perks with a supplementary card

Other ways to apply

Why bank with us

AsiaMoney Best Bank For Digital Solutions – Singapore

Customer Satisfaction Index

Additional information

How can I enjoy the complimentary airport lounge?

How to access Mastercard Travel Rewards?

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Earn points and redeem them instantly^{1Footnote link 1}

ENTERTAINER with HSBC This link will open in a new window