HSBC Visa Platinum Credit Card | No Annual Fee

HSBC SG
Credit Cards
Visa Platinum

The card that offers something for everyone

Get cash rebates of up to SGD1,000 each year, with our HSBC Visa Platinum Credit Card. With a wide selection of privileges and discounts available, there's something for everyone in the family to enjoy. What's more, this card is now made from 85.5% recycled plastic – good for the planet and your wallet!

Apply now for apply section

Your card at a glance

5% cash rebate[@cards-cash-rebate] on family expenses

Spend in eligible categories (dining, groceries and fuel) to earn cash rebate.

Additional 1% cashback on everyday spending

Get an additional 1% HSBC Everyday+ Cashback[@cards-cashback] with your HSBC Everyday Global Account.

Reward points on your shopping

Earn 1 Reward point per dollar when you spend on this credit card.

Why bank with us?

Trusted locally and globally

With more than 150 years of financial experience behind us, we've been a trusted name for generations. Millions of customers use our credit cards every day, all across Singapore and beyond.

HSBC heritage

We've been helping people bank in Singapore for more than 140 years. From our original headquarters in Collyer Quay and now, from Marina Bay Financial Centre and through our strong retail network across the island.

Award-winning services

We are the recent recipients of the AsiaMoney Best Bank Awards for Best International Bank Singapore and Best Bank for ESG Singapore.

Unlock more rewards and privileges

ENTERTAINER with HSBC

Discover over 1,000 amazing worldwide 1-for-1 deals and more with ENTERTAINER with HSBC app.
Instant Shell and Caltex discounts

Fuel up at Shell and Caltex, and receive a discount of up to 17% instantly.

Easy banking with the HSBC Singapore app

Manage your card easily, on the couch or on the go, with the HSBC Singapore app. Download the app now.
Other perks to look forward to

Indulge yourself with the latest offers on dining, online purchases, hotel stays and more.

Additional 1% cashback on everyday spending

Earn an extra 1% cashback[@cards-cashback] on your credit card spending with HSBC Everyday+ Rewards Programme when you:

Step 1: Save

Deposit fresh funds of minimum SGD2,000 (or SGD5,000 for HSBC Premier customers) into your HSBC Everyday Global Account each calendar month.

Step 2: Transact

Perform a minimum of 5 Eligible Transactions[@accounts-cards-eligible-transaction] each calendar month.

Additional 1% HSBC Everyday+ Cashback is capped at SGD300 (or SGD500 for HSBC Premier customers) per calendar month.

See programme details

Apply for an HSBC credit card and an HSBC Everyday Global Account now to enjoy either SGD200 cashback and a Samsonite Prestige 69cm Spinner Exp with built-in scale worth SGD670; or up to SGD400 cashback. T&Cs apply.
See bundle deal details

Our welcome gift to you

Choose from a Samsonite Prestige 69cm Spinner Exp with built-in scale worth SGD670 or get SGD150 cashback when you spend at least SGD1,000 and provide marketing consent upon applying for this card. Other T&Cs apply.

Share the perks with a supplementary card

Our HSBC credit cards open up a world of banking convenience, benefits and privileges. And now, you can share it with your family too. Text 'HSAPP SUPP <space> Name <space> NRIC number' to 74722 to apply. Terms and conditions apply.

Earn Reward points on all spending made on your supplementary cards
Get up to 5 supplementary cards, free to you and your family for life
Any loved one can hold a supplementary credit card as long as they're aged 18 or above

Application steps

How to apply for an HSBC Visa Platinum credit card

You're only 4 steps away from shopping and spending on your new HSBC Visa Platinum credit card.

1. Apply for the card

Use Myinfo to make the application process even smoother and speedier.

2. Get approved

You can use your virtual card as soon as you've been approved.

3. Receive your physical card

Activate it to start earning rewards on your purchases right away.

4. Redeem your welcome gift

Make the minimum spend with your card to get your welcome gift.

Who can apply?

To apply, you must:

be at least 21 years of age
have a minimum annual income of SGD30,000 (Singaporeans and Permanent Residents)
For self-employed and commission-based Singaporeans or Permanent Residents, a minimum annual income of SGD40,000 is required
For foreigners residing in Singapore, a minimum annual income of SGD40,000 is required
If you do not meet the above income requirements, a minimum Fixed Deposit Collateral of SGD10,000 is required

Apply using Myinfo via Singpass and save the hassle to provide supporting documents.

Alternatively, prepare the following supporting documents with your application.

ID documents of the primary and any supplementary applicants
income documents of the primary applicant

What documents are acceptable?

How to apply

Don't have an HSBC credit card yet?

Apply online in just a few easy steps. It'll only take minutes, and you'll soon be on your way to receiving your welcome gift.

Apply for a new card click to Sign up gift selection page This link will open in a new window

Already have an HSBC credit card?

If you already hold an HSBC credit card, you'll still be eligible for a SGD50 cashback welcome gift when you apply for this credit card and make the minimum spend with it. Terms and conditions apply.

Apply for this card click to select cards page This link will open in a new window

Leave us your contact details online or by SMS, and we'll give you a call within 3 working days to help you apply for this card.
Text HSAPP <space> Name <space> to 74722, or request a callback online.

Frequently asked questions

All transactions that are not listed as exclusions count towards your minimum spend requirement for earning rebates. You can find the full list of exclusions in the quarterly cash rebate programme terms and conditions (PDF). If you're using HSBC Spend Instalments, only your initial total purchase amount will be eligible in the purchase month. Subsequent instalment amounts will not qualify.

Your rebates will be posted to your credit card account within 2 months after the end of each quarter. For example, if you spent on eligible purchases in your rebate categories between October and December (the fourth quarter), your rebates will be posted to your account by 28 February in the following year.

See all FAQs click learn more Credit Cards FAQs

Important information and links

Your credit limit

Your credit limit is subject to our review and approval. Where you've stated a preferred credit limit, the amount we grant may be lower than what you requested.

Finance charges

A finance charge will be imposed based on the amount withdrawn, from the date the transaction is posted to your account to the date the payment is made in full or the next statement date, whichever is earlier.
Effective rate: 26.9% p.a. (minimum)
Minimum charge: SGD2.50

Annual fee

We'll waive your annual fee for the first 2 years, starting from the issue date for your credit card. From the third year onwards, we'll waive the annual fee for your card if you spend more than SGD12,500 with it per year.