Warning: Please exercise caution with SMSes or e-mails that appear to be from HSBC
If you receive any message that looks suspicious, do not click on the links. It could be scammers trying to make unauthorised transactions from your account. Please call us on +65 6472 2669 to report it. You can also visit our Security Centre for tips on how to protect yourself from fraud.
It can be difficult to know where to start. But here are 5 easy ways to help you get into the habit of saving your money.
Create a budget
Identify opportunities to save money by creating a monthly budget. Need a few tips on how to create one? Visit our 'Creating a budget' page.
Separate your savings from your regular income
It's often easier to build up your savings if you keep them in a dedicated savings account that's separate from your everyday banking account.
Track your spending
Monitor your expenses on the HSBC Singapore app. Frequent small purchases can add up, so you might spot expenses that you could cut back on so you can save more money instead.
Save a little, and often
Saving any amount of money, however small, is worthwhile. It can help you get into the habit of saving. You could make it easier by setting up a monthly automated transfer from your salary account into a savings account. Choose to make the transfer on your payday, and you'll save money before you're tempted to spend it.
Compare and save
Use comparison sites to check if you could be paying less for your household expenses, like utilities, phone, internet or groceries. If you switch to a cheaper deal, try putting the amount you've saved each month into your savings account to create a savings habit.