Top of main content

Personal banking

Everything you need to make the most of your money and live your best life.

A world of banking benefits awaits

Banking that rewards you and helps you seize investment opportunities to grow your wealth, and more.

Get started today by opening an HSBC Everyday Global Account.

Everyday Global Account (EGA) benefits

No fees, no fuss

Shop and withdraw cash in 10 currencies at $0 fees

Transfers made easy

Send money internationally with the HSBC Global Money Transfers

Banking that rewards you

Unlock more benefits with HSBC Everyday+ Rewards Programme[@everydayplus-bonus-interest-promotion]

HSBC Credit Cards

Explore a range of credit cards for all lifestyles, and enjoy instant approval with HSBC Credit Cards. Learn more about our cards.

HSBC Live+ Credit Card

- Up to 8% cashback when you dine, shop and have fun, locally and abroad.

- Enjoy discount at over 200 restaurants across Asia through our curated Live+ Dining Programme.

HSBC TravelOne Credit Card

- Up to 2.4 miles (6× Reward points) per SGD spent.

- A suite of travel privileges including 4 complimentary airport lounge visits, travel insurance coverage and more.
- Redeem travel rewards instantly with a wide range of airline and hotel partners.

HSBC Advance Credit Card

- Up to 2.5% cashback on local and overseas purchases.

- No minimum spend required.

HSBC Revolution Credit Card

- From 1 July 2025 to 28 February 2026, earn up to 10× Reward points on online and contactless spending (equivalent to up to 4 miles or 2.5% cashback for every dollar you spend)

- 1× Reward point per SGD spent on other purchases.

- No minimum spend required.

Achieve your wealth priorities with HSBC Future Planner

With the all-new HSBC Future Planner tool, achieving your life aspirations has never been easier. This intuitive tool is designed to help you set and achieve your aspirations one step at a time, giving you both confidence and clarity. Get started with HSBC Future Planner today via the HSBC Singapore app. 


Benefits of HSBC Future Planner

Focus on what matters most

Identify and prioritise your aspirations in order of importance, from now until retirement.

Set clear targets

Know exactly how much you need for each aspiration so you can plan accurately and take decisive next steps. 

Fulfil your goals

Transition from planning to investing digitally and watch your aspirations come to life. You may also consult our Personal Wealth Managers for further guidance.

Get started in minutes

Current HSBC banking customers

If you have an HSBC bank account, you can apply via online banking.

New to HSBC and living in Singapore?

You are eligible to apply for an Everyday Global account on the HSBC Singapore app if you currently don't have an:

  • HSBC credit card
  • HSBC bank account
  • HSBC mortgage
  • HSBC insurance

Required documents for application

You'll need the following documents on hand before you apply.

Applying via Myinfo

For foreigners applying via Myinfo, please have your physical passport ready. You'll need to upload an image of the ID page.

For Singaporeans or residents of Singapore, we recommend applying with Myinfo for faster processing. If you don't have Myinfo, you'll need to apply with HSBC EasyID.

Applying via HSBC EasyID

You'll need:

  • an original identity document — such as your Singapore NRIC, Malaysia MyKad, or your passport
  • proof of your latest address — such as a utility bill, phone bill, government-issued identity documents or bank statements — that clearly indicate your name and Singapore residential address.

If you're an HSBC customer living outside Singapore, please visit this application page.

Alternatively, you can leave us your contact details and we'll get in touch with you on your next steps.

Things you need to know

You might also be interested in

 

Why not both? Here's how you could divide up saving and investing.

 

Find out how you can start investing with an initial investment as low as SGD1,000.

 

Want to take a hands-on approach to your investments? Here's why you should.

 

Explore 7 banking options to consider when making your pick. 

Notes

    Deposit Insurance Scheme

    Singapore dollar deposits of non-bank depositors are insured by the Singapore Deposit Insurance Corporation for up to S$100,000 in aggregate per depositor per scheme member by law. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.


    Time Deposits

    Premature withdrawal of any Time Deposit is subject to the HSBC Account User Agreement. Please note that premature withdrawal charges may apply if your Time Deposit is not held to maturity. As a result, you may receive less than the original Time Deposit placement amount. For all premature withdrawal of the Time Deposits, interest payments (if any) will be calculated at the Bank's discretion.


    HSBC Future Planner

    Please note the HSBC Future Planner tool and calculations are designed for use in Singapore. If you are outside Singapore, we may not be authorised to offer or provide you with the products and services through this tool in the country or region you are located or resident in. Any products and services represented within this tool are intended for Singapore residents. This tool and its contents do not constitute an offer of, or advice or recommendation on, financial products by HSBC. The results and/or estimates generated by this tool are based on the information provided by you (including your preferred risk level) and are intended to be used for illustrative purposes only.

    This document is for information only and should not be construed as an offer to sell or the solicitation of an offer to purchase or subscribe for any investment. The mention of any investment product or class of investment products ('product') should not be construed as representing a recommendation to buy or sell that product, nor does it represent a forecast on future performance of the product. The information contained on this web site is intended for Singapore residents only and should not be construed as a distribution, an offer to sell, or a solicitation to buy any securities in any jurisdiction where such activities would be unlawful under the laws of such jurisdiction, in particular the United States of America and Canada. The specific investment objectives, personal situation and particular needs of any person have not been taken in consideration. You should therefore not rely on it as investment advice. Before you make any investment decision, you may wish to consult a financial adviser. In the event that you choose not to seek advice from a financial adviser, you should carefully consider whether the investment product is suitable for you.

    Listening to what you have to say about services matters to us. It's easy to share your ideas, stay informed and join the conversation.