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Unit trust investment

Grow your wealth through investments with our range of professionally managed unit trusts (or funds).

Discover and invest in unit trusts (or funds)

It doesn't matter if you want to invest in a low-risk fund, be more adventurous in your outlook, or look to build a portfolio to meet your financial goals – there's a unit trust out there for you. Explore our extensive range of carefully selected unit trusts to suit different risk profiles.

Invest and we'll plant trees on your behalf

You can now create an even greater impact on our world when you invest in our comprehensive range of sustainability-themed/ESG funds. From 1 July to 31 December 2022, for every ESG fund that you invest in via our HSBC Singapore app or other channels, HSBC will plant up to 8 trees in Malaysia, Indonesia and India. This is in partnership with One Tree Planted, a charity focused on global reforestation. Join us to invest for a better future! Terms and conditions apply.

Grow your wealth with the HSBC Singapore app

With the HSBC Singapore app, you can now access a wide range of unit trusts and get a complete overview of your Unit Trust Portfolio at your fingertips. Plus, compare, analyse, buy, and sell unit trusts whenever you want on your mobile device.

Here's how to invest in unit trusts using the HSBC Singapore app

Unit Trust Offers

0% sales charge

Reap the benefits of diversification and professional management at a lower starting capital with unit trusts.

From 1 July – 30 September 2022, enjoy 0% sales charge on monthly Regular Savings Plan contributions and 0.85% sales charge for lump sum investment in Unit Trusts purchased online.

0% sales charge applies only for monthly contributions for the first 6 months. Initial contributions will be subjected to a sales charge of 0.85%. Terms and conditions apply.

Unit Trust on Mobile Cashback Promotion

Enjoy cashback of up to SGD130 when you invest in Unit Trust via the HSBC Singapore App from 1 July – 30 September 2022. The cashback amount will be determined by each lump sum investment amount according to the tier set out below. Terms and conditions apply

Lump sum investment amount Cashback Cashback cap
Minimum of SGD6,000 or foreign currency equivalent SGD30 1X
Minimum of SGD10,000 or foreign currency equivalent SGD40 1X
Minimum of SGD14,000 or foreign currency equivalent SGD60 1X

Enjoy cashback of up to SGD130 when you invest in Unit Trust via the HSBC Singapore App from 1 July – 30 September 2022. The cashback amount will be determined by each lump sum investment amount according to the tier set out below. Terms and conditions apply

Lump sum investment amount Minimum of SGD6,000 or foreign currency equivalent
Cashback SGD30
Cashback cap 1X
Lump sum investment amount Minimum of SGD10,000 or foreign currency equivalent
Cashback SGD40
Cashback cap 1X
Lump sum investment amount Minimum of SGD14,000 or foreign currency equivalent
Cashback SGD60
Cashback cap 1X

UT Transfer-in (Grow with us) promotion

From 1 July – 30 September 2022, receive cash of 0.1% of the transfer-in value when you transfer your eligible Unit Trust (at least SGD25,000) from other banks to us.

Terms and conditions apply

Benefits of unit trusts

Unit trusts offer several key benefits:

  • Diversification in one investment

    A unit trust fund invests in a diverse portfolio of investments. This helps to diversify your risk better than investing in a single security.

  • Liquidity and no lock-in period

    You can buy and sell unit trusts on any dealing day with ease - online or through your Relationship Manager.

  • Low costs and investment commitment to access a basket of securities

    Unit trusts let you access a portfolio of investments from as low as SGD1,000 - a more cost efficient option than building the portfolio yourself.

  • Access to different markets and investment instruments

    Gain exposure to countries/regions, sectors and investments that are not easily accessible as an individual.

  • Professional management

    Let the experts work for you - your investments are managed by investment professionals who spend their careers researching and managing investments.

See our unit trust range

You can search for funds based on your own preferences, view individual fund details, new funds and top performing funds*. You can also select funds for comparison on features such risk level and investment strategy.

*Information provided by Morningstar Asia Limited based on latest available month-end performance data.

Ways to invest in Unit Trust

Lump Sum Investment

  • Make a one-time investment on a fund

  • Minimum SGD1,000 placement

Regular Savings Plan (RSP)

Make monthly regular smaller sized investments on a selected fund to reduce market volatility. This is known as dollar cost averaging.

From 1 July 2022 until 30 September 2022, enjoy 0% sales charge on monthly Regular Savings Plan contributions and 0.85% sales charge for lump sum investments in unit trusts purchased online. T&Cs apply.

To invest in a Regular Savings Plan:

  • Minimum first investment of SGD1,000
  • Minimum 6 months tenure
  • Subsequent investment of as low as SGD100 per month
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You don't need a fortune to start investing

It's not just for the rich. See how you can begin your journey today.

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HSBC Wealth Portfolio Plus

A new proprietary tool designed to help you achieve your investment goals. Available on both HSBC online banking and the HSBC Singapore app.

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HSBC FinConnect

HSBC FinConnect is enabled by the Singapore Financial Data Exchange (SGFinDex) and lets you view your personal financial data, including information from other banks, SGX CDP and Myinfo securely in the HSBC Singapore app.

With HSBC FinConnect, you can get a clear overview of your money and investments, which makes it easier to map out and work towards your financial goals.

Things to consider

As with all investments, there is an element of risk.

  • Market volatility will cause the value of a unit trust to rise or fall
  • Foreign exchange rates can fluctuate, so a unit trust may change in value if it invests in investments denominated in a different currency than what you invested in
  • The performance of any unit trust also depends on the expertise and investment decisions of its fund managers
  • Unit trusts differ in terms of investment objectives, strategies, risks and costs. It is important to choose one that best matches your investment objectives and risk profile.

Eligibility

You need to have the following:

  • An active investment account with HSBC with Personal Internet Banking (PIB).
  • A valid settlement account in the denominated currency of the Fund you wish to invest into.
  • Valid Customer Knowledge Assessment (CKA) where you have assessed to have knowledge and experience in transacting UT.

Things to know

How to invest

Frequently asked questions

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