Discover and invest in unit trusts (or funds)
It doesn't matter if you want to invest in a low-risk fund, be more adventurous in your outlook, or look to build a portfolio to meet your financial goals – there's a unit trust out there for you. Explore our extensive range of carefully selected unit trusts to suit different risk profiles.
Get started on unit trust
Invest and we'll plant trees on your behalf
You can now create an even greater impact on our world when you invest in our comprehensive range of sustainability-themed/ESG funds. From 1 July to 31 December 2022, for every ESG fund that you invest in via our HSBC Singapore app or other channels, HSBC will plant up to 8 trees in Malaysia, Indonesia and India. This is in partnership with One Tree Planted, a charity focused on global reforestation. Join us to invest for a better future! Terms and conditions apply.
Grow your wealth with the HSBC Singapore app
Here's how to invest in unit trusts using the HSBC Singapore app
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0% sales charge
Reap the benefits of diversification and professional management at a lower starting capital with unit trusts.
From 1 July – 30 September 2022, enjoy 0% sales charge on monthly Regular Savings Plan contributions and 0.85% sales charge for lump sum investment in Unit Trusts purchased online.
0% sales charge applies only for monthly contributions for the first 6 months. Initial contributions will be subjected to a sales charge of 0.85%. Terms and conditions apply.
Unit Trust on Mobile Cashback Promotion
|Lump sum investment amount||Cashback||Cashback cap|
|Minimum of SGD6,000 or foreign currency equivalent||SGD30||1X|
|Minimum of SGD10,000 or foreign currency equivalent||SGD40||1X|
|Minimum of SGD14,000 or foreign currency equivalent||SGD60||1X|
|Lump sum investment amount||Minimum of SGD6,000 or foreign currency equivalent|
|Lump sum investment amount||Minimum of SGD10,000 or foreign currency equivalent|
|Lump sum investment amount||Minimum of SGD14,000 or foreign currency equivalent|
UT Transfer-in (Grow with us) promotion
From 1 July – 30 September 2022, receive cash of 0.1% of the transfer-in value when you transfer your eligible Unit Trust (at least SGD25,000) from other banks to us.
Benefits of unit trusts
Unit trusts offer several key benefits:
Diversification in one investment
A unit trust fund invests in a diverse portfolio of investments. This helps to diversify your risk better than investing in a single security.
Liquidity and no lock-in period
You can buy and sell unit trusts on any dealing day with ease - online or through your Relationship Manager.
Low costs and investment commitment to access a basket of securities
Unit trusts let you access a portfolio of investments from as low as SGD1,000 - a more cost efficient option than building the portfolio yourself.
Access to different markets and investment instruments
Gain exposure to countries/regions, sectors and investments that are not easily accessible as an individual.
Let the experts work for you - your investments are managed by investment professionals who spend their careers researching and managing investments.
Learn more about unit trusts
See our unit trust range
You can search for funds based on your own preferences, view individual fund details, new funds and top performing funds*. You can also select funds for comparison on features such risk level and investment strategy.
*Information provided by Morningstar Asia Limited based on latest available month-end performance data.
Lump Sum Investment
Make a one-time investment on a fund
Minimum SGD1,000 placement
Regular Savings Plan (RSP)
Make monthly regular smaller sized investments on a selected fund to reduce market volatility. This is known as dollar cost averaging.
From 1 July 2022 until 30 September 2022, enjoy 0% sales charge on monthly Regular Savings Plan contributions and 0.85% sales charge for lump sum investments in unit trusts purchased online. T&Cs apply.
To invest in a Regular Savings Plan:
- Minimum first investment of SGD1,000
- Minimum 6 months tenure
- Subsequent investment of as low as SGD100 per month
You don't need a fortune to start investing
It's not just for the rich. See how you can begin your journey today.
HSBC Wealth Portfolio Plus
A new proprietary tool designed to help you achieve your investment goals. Available on both HSBC online banking and the HSBC Singapore app.
HSBC FinConnect is enabled by the Singapore Financial Data Exchange (SGFinDex) and lets you view your personal financial data, including information from other banks, SGX CDP and Myinfo securely in the HSBC Singapore app.
With HSBC FinConnect, you can get a clear overview of your money and investments, which makes it easier to map out and work towards your financial goals.
Things to consider
As with all investments, there is an element of risk.
- Market volatility will cause the value of a unit trust to rise or fall
- Foreign exchange rates can fluctuate, so a unit trust may change in value if it invests in investments denominated in a different currency than what you invested in
- The performance of any unit trust also depends on the expertise and investment decisions of its fund managers
- Unit trusts differ in terms of investment objectives, strategies, risks and costs. It is important to choose one that best matches your investment objectives and risk profile.
You need to have the following:
- An active investment account with HSBC with Personal Internet Banking (PIB).
- A valid settlement account in the denominated currency of the Fund you wish to invest into.
- Valid Customer Knowledge Assessment (CKA) where you have assessed to have knowledge and experience in transacting UT.
Things to know
Fees & charges
Product Risk Rating
How to invest
Already a customer? Open an award-winning investment account today.
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Frequently asked questions
How can I invest in Unit Trust?
What are the prerequisites to investing in Unit Trust?
What does it mean if I do not fulfil the requirements of the Customer Knowledge Assessment (CKA)?
Do I need to have a local SGD bank account to open an investment account with you?
Are Unit Trusts suitable for me?
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