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HSBC eFlexi Account

Let your salary go the extra mile

HSBC eFlexi Account

Designed to cater to your digital lifestyle, the HSBC eFlexi Account lets your salary go further and gives you full flexibility to perform banking transactions without visiting the branch.
  • 1% p.a. Bonus Interest Rate when you credit your salary
  • No minimum balance required and no monthly service charge for your account
  • All-in-One debit card and convenience of eStatement
  • Internet and mobile banking services allow you to perform transactions electronically anywhere in the world

Salary Credit Bonus Interest

Simply credit a monthly salary of minimum S$2,000 from your employer into your eFlexi account through GIRO, and enjoy 1% p.a. bonus interest rate, capped at the following average daily balance.
Banking Relationship
Salary Bonus Interest Average Daily Balance Cap
HSBC Premier customers 
S$100,000
HSBC Advance customers
S$50,000
HSBC Banking customers
S$25,000

Salary Credit Bonus Interest

Simply credit a monthly salary of minimum S$2,000 from your employer into your eFlexi account through GIRO, and enjoy 1% p.a. bonus interest rate, capped at the following average daily balance.
Banking Relationship
HSBC Premier customers 
Salary Bonus Interest Average Daily Balance Cap
S$100,000
Banking Relationship
HSBC Advance customers
Salary Bonus Interest Average Daily Balance Cap
S$50,000
Banking Relationship
HSBC Banking customers
Salary Bonus Interest Average Daily Balance Cap
S$25,000

All-in-One HSBC Debit Card

Experience a world of convenience with Visa payWave, NETS contactless and Apple Pay payment capabilities on your HSBC Debit Card. Plus, get easy access to cash from over 800 locations islandwide like 7-Eleven, Cold Storage, Guardian, HSBC ATMs and the ATM5 Network. 

What's more, your debit card can also be used as a public transit card. 

Fees and charges

  • No minimum balance fee and monthly service fee
  • Closure fee applies if account is closed within 6 months from opening date
  • Transaction fee applies for over the counter transactions at HSBC branches

Apply for a HSBC eFlexi Account

You must meet the following requirements to be eligible:

  • Individuals (residents/non-residents) aged 18 and above
  • No minimum initial deposit required

Required documents

Singapore Citizens or Permanent Residents:

  • Identity Card/Passport
  • Proof of Residential Address only where Residential Address does not match the address on the NRIC

Foreigners:

  • Valid Passport
  • Proof of Residential Address
  • Valid Employment Pass or S-Pass

You can also call your Relationship Manager directly, or contact us through our telephone banking hotline at: 

1800 - HSBC NOW (4722 669)

If you are overseas, please call (65) 6-HSBC-NOW (4722 669)

Things to note

With effect from 1 April 2010, your liability prior to debit card loss reporting will be capped at S$100 provided that you have not acted fraudulently, negligently or failed to report the card loss immediately. 

Deposit Insurance Scheme

Singapore dollar deposits of non-bank depositors are insured by the Singapore Deposit Insurance Corporation, for up to S$50,000 in aggregate per depositor per Scheme member by law. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.