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HSBC Everyday Global Account (EGA)

Unlock rewards easily with 1% cashback and enjoy up to SGD300 bonus cash reward. T&Cs apply.

What can you do with EGA?

Introducing a multi-currency account2 that meets your transactional needs in up to 11 different currencies.

  • $0 fees in 10 currencies for retail purchases and cash withdrawals

  • Send money internationally with the HSBC Global Money Transfers

  • Unlock more benefits with HSBC Everyday+ Rewards Programme

Earn

1% Cashback

on all eligible spends on your HSBC Credit Cards, HSBC Everyday Global Debit Card and GIRO bill payments.

Earn

1% p.a. Bonus Interest

on your incremental SGD average daily balances.

Receive a total of up to

SGD800

in Cashback and Bonus Interest each month through HSBC Everyday+ Rewards Programme.

Calculate your rewards here.

Start earning your Cashback and Bonus Interest in 2 simple steps

Step 1: Save Step 2: Transact
Deposit at least SGD2,000/5,0005 into your Everyday Global Account each month. Perform at least 5 Eligible Transactions with your Everyday Global Account, such as GIRO bill payments, fund transfers, and/or using your HSBC Credit Card or Everyday Global Debit Card.

Start earning your Cashback and Bonus Interest in 2 simple steps

Step 1: Save Deposit at least SGD2,000/5,0005 into your Everyday Global Account each month.
Step 2: Transact Perform at least 5 Eligible Transactions with your Everyday Global Account, such as GIRO bill payments, fund transfers, and/or using your HSBC Credit Card or Everyday Global Debit Card.

Plus, earn One-time Bonus Cash Reward

SGD300/150

when you're new to the HSBC Everyday+ Rewards Programme.

Caps apply. For definition of the capitalized terms used here and further details on the HSBC Everyday+ Rewards Programme and applicable exclusions, please refer to the full terms and conditions here.

Open an account today

New to Bank customer

Enjoy faster application with Myinfo via Singpass.

Already an HSBC customer?

If you are an existing customer and prefer to speak to a representative

Welcome rewards

  • Start a new relationship with HSBC and enjoy the following welcome rewards:

HSBC Personal Banking

Sign up for the HSBC Everyday Global Account and get up to SGD600 in rewards when you bank, spend and invest.

HSBC Premier

Get up to SGD5,500 cash credit when you sign up for HSBC Premier.

Exclusive Offers

Earn up to 5.50% p.a. interest on your SGD savings with your Everyday Global Account. To register, send an SMS to 74722 with the following format from 1 December to 31 December 2022. Terms & Conditions apply.
 

EGA<space>first 9-digit of your Everyday Global Account number (e.g. EGA 123456789)

 

Here's how you can earn up to 5.50% p.a.:

- Up to 4.45% p.a. bonus interest from Everyday Global Account Bonus Interest Promotion

- 0.05% p.a. Everyday Global Account's prevailing interest rate

Plus, get an additional 1.00% p.a. when you qualify for the HSBC Everyday+ Rewards Programme.

HSBC Everyday Wins Promotion 2022

From now till 31 December 2022, qualify for the HSBC Everyday+ Rewards Programme and stand a chance to win exciting prizes! What's more? Increase your chances as you continue to qualify for the HSBC Everyday+ Rewards Programme in the subsequent months.

SGD200 Dining Vouchers from Goodwood Park Hotel

500 lucky winners have been notified and selected!

 

Find the full list here

Samsonite T5 68cm luggage with built-in weighing scale

Qualifying period: 1 October - 30 November 2022

 

Limited to 500 winners

1-night stay in Deluxe Premier Room with Breakfast for 2 at Goodwood Park Hotel

Qualifying period: 1 - 31 December 2022

 

Limited to 500 winners

Follow these 3 simple steps to enter the Lucky Draw

  • Step 1: Register

Register by sending an SMS in the following format to 74722:

HSBCWINS<space>First 9 digits of your Everyday Global Account number

(For example: HSBCWINS 123456789)

  • Step 2: Save and Spend

  • Deposit at least SGD2,000 or SGD5,0005 into your Everyday Global Account; and
  • Make 5 Eligible Transactions5 with your Everyday Global Debit Card or any HSBC Credit Card
  • Step 3: Maximize your chances

Repeat Step 2 each month between 1 August and 31 December 2022 to accumulate up to 10 chances6 to participate in the subsequent lucky draws!

eGIRO Bill Payments Promotion

Get SGD30 Lazada voucher when you set up eGIRO for your recurring bill payments and make a successful bill payment via the eGIRO set up in the same month or following month. Valid until 30 Nov 2022.

Terms and conditions apply

Plus, exclusive with the HSBC Everyday Global Account, you get an extra 1% cashback for your GIRO bill payments with HSBC Everyday+ Rewards Programme.

Global Money Transfers Promotion

Get SGD20 cashback when you send AUD to Australia via Global Money Transfers on the HSBC Singapore app. Valid until 15 Jan 2023.

Terms and conditions apply

 

Get up to SGD50 cashback when you send money internationally via Global Money Transfers on the HSBC Singapore app. Valid until 15 Jan 2023.

Terms and conditions apply

How can an Everyday Global Account help you?

Transact with HSBC Everyday Global Debit Card

The multi-currency debit card that lets you stretch your dollar wherever you are.

 

  • $0 fee1 in 10 currencies for your retail purchase, online shopping and cash withdrawal
  • $0 overseas cash withdrawal fee1 across HSBC ATMs worldwide
  • Take control of your spend by converting foreign currencies at your preferred rate

Have an HSBC Everyday Global Account, but not the Debit Card?

Click here to apply now.

 

Make faster international transfers that are fee-free3 with your HSBC Everyday Global Account on the HSBC Singapore app.

 

  • Over 50 countries/territories like a local (i.e. Send like a local)
  • China via UnionPay cards issued in Mainland China (only from non-RMB account)
  • Over 200 countries/territories via SWIFT
  • Other third-party HSBC accounts instantly4

Manage your money with HSBC Singapore app

A simple and secure way to manage your money at your convenience.

 

  • Make FX transactions and view real-time exchange rates
  • Transfer money between your global HSBC accounts across 27 countries/territories
  • See a consolidated view of your bank accounts and relevant government data on the app with HSBC FinConnect
  • Manage your international payees and transfer money to over 200 countries and territories

Click here to register for online banking today!

Select your HSBC relationship and apply online in minutes

With HSBC EasyID you can open your account online within just a few minutes! Before you start, make sure you have one of the following ID on-hand.

  • NRIC (for Singaporean citizens or PR)
  • Passport
  • MyKad (for Malaysian citizens)

New to bank customer

Apply for HSBC Everyday Global Account (Premier)

I'd like to qualify using my:

Minimum balance - Keep a minimum Total Relationship Balance (TRB) of SGD200,000 (or its equivalent in foreign currencies)

Monthly salary - Credit a minimum monthly salary of SGD15,000 into my account (applicable to applicants residing in Singapore only)

Learn more about the fees & charges, and deposit interest rates.

New to bank customer

Apply for HSBC Everyday Global Account (Personal Banking)

I'd like to qualify using my:

Minimum Balance - Keep a minimum average daily balance of SGD2,000 (or its equivalent) in a single currency or in combined currencies.

Existing customer with online banking access

If you are an existing customer and prefer to speak to a representative

Watch the video below to learn how EasyID makes your account opening even simpler.

You can also contact your Relationship Manager, or call our banking hotline at: 1800 - HSBC NOW (4722 669)

If you are overseas, please call (65) 6-HSBC-NOW (4722 669).

You might be interested in

 

SGD0 overseas cash withdrawal fee across all ATMs worldwide.

 
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Be rewarded with SGD50 cash credit per successful referral, referrals made under the HSBC Premier Referral Programmes will not be eligible for this promotion.

 

Earn up to 3.5% cashback on all your purchases when you spend with your credit card and bank with your Everyday Global Account. That's over SGD4,000 in cashback annually.

 
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Set up payments to billing organisations in minutes with eGIRO.

Things you should know

Disclaimer

1Terms and conditions relating to HSBC Debit Card Cardholder's Agreement apply.

2This account does not support cheque book facilities.

3Most transfers are fee-free but some intermediary banks may charge fees. You can see an estimate of the applicable fees when you review your transfer. The actual amount is subject to the intermediary bank and will be debited after you've confirmed your transfer.

Some banks may charge for incoming international transfers. Your payees will need to check with their banks on these charges as they vary and will be debited from the payee's account. We are unable to advise you on the fees applied by other banks for payments sent through Global Money Transfers.

4Foreign exchange transactions involving the following currencies: Bermudian Dollar, Egyptian Pound, Qatari Riyal, Indonesian Rupiah, Sri Lankan Rupee, Malaysian Ringgit, Vietnamese Dong, Philippine Peso and Omani Rial may not be processed instantly over the weekend and public holidays.

5Terms and conditions for the HSBC Everyday+ Rewards Programme apply. Please visit hsbc.com.sg/ega to visit HSBC Everyday Global Account (EGA) page for more details.

6Terms and Conditions governing the HSBC Everyday Wins Promotion apply.

Deposit Insurance Scheme

Singapore dollar deposits of non-bank depositors are insured by the Singapore Deposit Insurance Corporation, for up to S$75,000 in aggregate per depositor per Scheme member by law. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.