What can you do with EGA?
A multi-currency account[@accounts-cheque-not-supported] that meets your transactional needs in 11 different currencies.
Everyday Global Account (EGA) benefits
No fees, no fuss
Shop and withdraw cash in 10 currencies at $0 fees
Transfers made easy
Send money internationally with the HSBC Global Money Transfers[@accounts-transfer-fees]
Banking that rewards you
Unlock more benefits with HSBC Everyday+ Rewards Programme[@accounts-everydayplus-rewards-terms]
Exchange currencies anytime
Make FX transactions with real-time exchange rates at your convenience. See available currencies
Earn up to SGD800 cash rewards with the HSBC Everyday+ Rewards Programme
Cashback on all eligible spends
Get 1% cashback on all eligible spends with your HSBC Credit Cards and/or HSBC Everyday Global Debit Card
Cashback on eligible GIRO payments
Get 1% cashback on all eligible GIRO bill payments
1% p.a. Bonus Interest
Enjoy Bonus Interest on your incremental SGD average daily balances
Up to SGD300 bonus cash reward
Earn a one-time bonus cash reward of SGD300 or SGD150 when you're new to the HSBC Everyday+ Rewards Programme[@accounts-everydayplus-rewards-terms]
Calculate your monthly cash rewards. New to HSBC? Visit our HSBC Premier or HSBC Personal Banking to find out more about our Welcome Rewards
Just 2 steps to start earning your cashback and Bonus Interest
- Step 1: SaveDeposit at least SGD2,000 or SGD5,000[@accounts-everydayplus-rewards-terms]
- Step 2: TransactMake at least 5 eligible transactions[@accounts-everydayplus-rewards-terms]
HSBC Sure-Win Everyday Promotion 2023
Get ready to qualify for the HSBC Everyday+ from 1 May 2023 to 31 October 2023, play the Sure-Win game and win attractive prizes. What's more? Continue to qualify for the HSBC Everyday+ to accumulate more chances for the Grand Lucky Draw.
Sure-Win spins will be awarded in the form of unique codes and sent via SMS within 60 calendar days from the date of the HSBC Everyday+ qualification. The game will be accessible from 1 June 2023, and Sure-Win spins must be used by 30 November 2023.
3 simple steps to win more
Welcome rewards
HSBC Personal Banking
Sign up for HSBC Everyday Global Account and get up to SGD 2,030 in rewards when you bank, spend, insure and invest.
HSBC Premier
Get started in minutes
Current HSBC banking customers
If you have an HSBC bank account, you can apply via online banking.
If you only have credit card or insurance products with us
New to HSBC and living in Singapore?
You are eligible to apply for an Everyday Global account on the HSBC Singapore app if you currently don't have an:
- HSBC credit card
- HSBC bank account
- HSBC mortgage
- HSBC insurance
Required documents for application
You'll need the following documents on hand before you apply.
Applying via Myinfo
For foreigners applying via Myinfo, please have your physical passport ready. You'll need to upload an image of the ID page.
For Singaporeans or residents of Singapore, we recommend applying with Myinfo for faster processing. If you don't have Myinfo, you'll need to apply with HSBC EasyID.
Applying via HSBC EasyID
You'll need:
- an original identity document — such as your Singapore NRIC, Malaysia MyKad, or your passport
- proof of your latest address — such as a utility bill, phone bill, government-issued identity documents or bank statements — that clearly indicate your name and Singapore residential address.
Additional information
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Be rewarded with SGD50 cash credit per successful referral. Referrals made under HSBC Premier Referral Programmes will not be eligible for this promotion.