What can you do with EGA?
Introducing a multi-currency account that meets your transactional needs in up to 11 different currencies:
Send money internationally with the HSBC Global Money Transfers on the HSBC Singapore app
Unlock more benefits with HSBC Everyday+ rewards
Make FX transactions with the HSBC Singapore app
Real-time exchange rates with Online GetRate
$0 fees in 10 currencies for retail purchases and cash withdrawals
Open an account today
New to Bank customer
Enjoy faster application with Myinfo via Singpass.
Existing customer with online banking access
Redeem a sign-up gift, totally on us
Once you've selected the product that is right for you, simply apply with Myinfo via Singpass
and top up to receive SGD50 worth of Lazada vouchers. Terms and Conditions apply.
Exclusive Offers
Earn up to 0.50% p.a. bonus interest on your SGD savings with your Everyday Global Account from 1 September 2021 to 30 September 2021. Terms & Conditions apply.
Welcome rewards
Start a new relationship with HSBC and enjoy the following rewards:
HSBC Personal Banking
Get a SGD108 cash credit when you sign up, deposit fresh funds of SGD50,000 and make a monthly deposit of at least SGD5,000 for 2 consecutive months.
HSBC Premier
Receive SGD600 cash credit when you deposit fresh funds of SGD200,000 in deposits and investments (minimum SGD50,000 in eligible Wealth products).
HSBC Jade
Get SGD5,500 cash credit when you sign up for HSBC Jade with at least SGD1,200,000 incremental total relationship balance (TRB) in fresh funds, invest minimally SGD50,000 (or foreign currency equivalent) in eligible wealth products and is an existing Accredited Investor or opts in to be an Accredited Investor.
How can HSBC Everyday+ help you?
Get even more cashback on your everyday banking with our new HSBC Everyday+ rewards programme.
More rewards for everyday spending, at home and overseas
- Get 1% cashback on all spending with your HSBC credit card and Everyday Global Debit Card
- Get 1% cashback on all your GIRO bill payments (with no minimum spend)
- Get 1% p.a. bonus interest on your incremental SGD balances in your Everyday Global Account
- One-time cash reward of SGD300*/SGD150** when you maintain an average account balance of at least SGD200,000*/SGD100,000** for 6 consecutive months
*Applicable for Premier and Jade customers only. Terms & Conditions apply.
**Applicable for Personal banking customers only. Terms & Conditions apply.
How it works
Apply for HSBC Everyday Global Account2
Already an HSBC customer?
You can apply for the Everyday Global Account via Online Banking. Online applications normally take 2 working days to complete.
New to HSBC?
Enjoy faster application with Myinfo via Singpass.
Alternatively, leave your contact details and we will contact you on the next steps.
Not registered for Online Banking?
You can also contact your Relationship Manager, or call our banking hotline at: 1800 - HSBC NOW (4722 669)
If you are overseas, please call (65) 6-HSBC-NOW (4722 669).
HSBC Everyday Global Debit Card
The multi-currency debit card that lets you stretch your dollar wherever you are:
$0 fee in 10 currencies for your retail purchase, online shopping and cash withdrawal
$0 overseas cash withdrawal fee across HSBC ATMs worldwide
Take control of your spend by converting foreign currencies at your preferred rate
Have an HSBC Everyday Global Account, but not the Debit Card? Click here to apply now.
HSBC Global Money Transfers
Make faster international transfers that are fee-free4 with your HSBC Everyday Global Account on the HSBC Singapore app to:
over 20 countries/territories like a local (i.e. Send like a local)
China via UnionPay cards issued in Mainland China (only from non-RMB account)
over 200 countries/territories via SWIFT
other third-party HSBC accounts instantly5
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Withdraw anytime, anywhere
SGD0 overseas cash withdrawal fee across all ATMs worldwide.
Refer your family and friends
Be rewarded with SGD50 cash credit per successful referral, up to 3 rewards per referrer.
Referrals made under the HSBC Jade or Premier Referral Programmes will not be eligible for this promotion.
HSBC Advance Credit Card
Earn up to 3.5% cashback on all your purchases when you spend with your credit card and bank with your Everyday Global Account. That's over SGD4,000 in cashback annually.
Things you should know
Disclaimer
1Terms and conditions relating to HSBC Debit Card Cardholder's Agreement apply.
2This account does not support cheque book facilities.
3Deposits into any renminbi ("rmb") Deposit Account shall be by way of foreign exchange conversion from non-rmb denominated currency(ies) only, save for transfers between a rmb Time Deposit Account and rmb Everyday Global Account opened hereunder. Withdrawals from any rmb Deposit Account shall be by way foreign exchange conversion into non-rmb denominated currency(ies) only, save for transfers between a rmb Time Deposit Account and rmb Everyday Global Account
opened hereunder. The deposit in your rmb Deposit Account shall be converted from rmb to another freely convertible currency for withdrawal, at the Bank's prevailing exchange rate. Renminbi is not a freely convertible currency and is subject to changes in regulations initiated by mainland China and/or the Chinese authorities. There may be a gain or loss when you convert foreign currency. Customers are advised to make their own independent judgment in consideration whether to place the rmb deposit. For customers who wish to open renminbi Time Deposit Account, please also refer to Renminbi Deposit Account Terms and Conditions.
4Most transfers are fee-free but some intermediary banks may charge fees. You can see an estimate of the applicable fees when you review your transfer. The actual amount is subject to the intermediary bank and will be debited after you've confirmed your transfer.
Some banks may charge for incoming international transfers. Your payees will need to check with their banks on these charges as they vary and will be debited from the payee's account. We are unable to advise you on the fees applied by other banks for payments sent through Global Money Transfers.
5Foreign exchange transactions involving the following currencies: Bermudian Dollar, Egyptian Pound, Qatari Riyal, Indonesian Rupiah, Sri Lankan Rupee, Malaysian Ringgit, Vietnamese Dong, Philippine Peso and Omani Rial may not be processed instantly over the weekend and public holidays.
Deposit Insurance Scheme
Singapore dollar deposits of non-bank depositors are insured by the Singapore Deposit Insurance Corporation, for up to S$75,000 in aggregate per depositor per Scheme member by law. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.