$0 fees in 10 currencies for retail purchases and cash withdrawals
Send money internationally with the HSBC Global Money Transfers
Unlock more benefits with HSBC Everyday+ Rewards Programme
1% p.a. Bonus Interest
|Step 1: Save||Step 2: Transact|
|Deposit at least SGD2,000/5,0005 into your Everyday Global Account each month.||Perform at least 5 Eligible Transactions with your Everyday Global Account, such as GIRO bill payments, fund transfers, and/or using your HSBC Credit Card or Everyday Global Debit Card.|
|Step 1: Save||Deposit at least SGD2,000/5,0005 into your Everyday Global Account each month.|
|Step 2: Transact||Perform at least 5 Eligible Transactions with your Everyday Global Account, such as GIRO bill payments, fund transfers, and/or using your HSBC Credit Card or Everyday Global Debit Card.|
Plus, earn One-time Bonus Cash Reward
when you're new to the HSBC Everyday+ Rewards Programme.
Caps apply. For definition of the capitalized terms used here and further details on the HSBC Everyday+ Rewards Programme and applicable exclusions, please refer to the full terms and conditions here.
Open an account today
New to Bank customer
Enjoy faster application with Myinfo via Singpass.
Already an HSBC customer?
How to apply via Online Banking
If you are an existing customer and prefer to speak to a representative
Start a new relationship with HSBC and enjoy the following welcome rewards:
Earn up to 5.50% p.a. interest on your SGD savings with your Everyday Global Account. To register, send an SMS to 74722 with the following format from 1 December to 31 December 2022. Terms & Conditions apply.
EGA<space>first 9-digit of your Everyday Global Account number (e.g. EGA 123456789)
Here's how you can earn up to 5.50% p.a.:
- Up to 4.45% p.a. bonus interest from Everyday Global Account Bonus Interest Promotion
- 0.05% p.a. Everyday Global Account's prevailing interest rate
Plus, get an additional 1.00% p.a. when you qualify for the HSBC Everyday+ Rewards Programme.
HSBC Everyday Wins Promotion 2022
From now till 31 December 2022, qualify for the HSBC Everyday+ Rewards Programme and stand a chance to win exciting prizes! What's more? Increase your chances as you continue to qualify for the HSBC Everyday+ Rewards Programme in the subsequent months.
SGD200 Dining Vouchers from Goodwood Park Hotel
500 lucky winners have been notified and selected!
Find the full list here
Samsonite T5 68cm luggage with built-in weighing scale
Qualifying period: 1 October - 30 November 2022
Limited to 500 winners
1-night stay in Deluxe Premier Room with Breakfast for 2 at Goodwood Park Hotel
Qualifying period: 1 - 31 December 2022
Limited to 500 winners
Follow these 3 simple steps to enter the Lucky Draw
Step 1: Register
Register by sending an SMS in the following format to 74722:
HSBCWINS<space>First 9 digits of your Everyday Global Account number
(For example: HSBCWINS 123456789)
Step 2: Save and Spend
Now you have qualified for the HSBC Everyday+ Rewards Programme, you will receive:
Step 3: Maximize your chances
Repeat Step 2 each month between 1 August and 31 December 2022 to accumulate up to 10 chances6 to participate in the subsequent lucky draws!
eGIRO Bill Payments Promotion
Get SGD30 Lazada voucher when you set up eGIRO for your recurring bill payments and make a successful bill payment via the eGIRO set up in the same month or following month. Valid until 30 Nov 2022.
Plus, exclusive with the HSBC Everyday Global Account, you get an extra 1% cashback for your GIRO bill payments with HSBC Everyday+ Rewards Programme.
Global Money Transfers Promotion
Get SGD20 cashback when you send AUD to Australia via Global Money Transfers on the HSBC Singapore app. Valid until 15 Jan 2023.
Get up to SGD50 cashback when you send money internationally via Global Money Transfers on the HSBC Singapore app. Valid until 15 Jan 2023.
Transact with HSBC Everyday Global Debit Card
The multi-currency debit card that lets you stretch your dollar wherever you are.
- $0 fee1 in 10 currencies for your retail purchase, online shopping and cash withdrawal
- $0 overseas cash withdrawal fee1 across HSBC ATMs worldwide
- Take control of your spend by converting foreign currencies at your preferred rate
Have an HSBC Everyday Global Account, but not the Debit Card?
Click here to apply now.
Send money internationally with HSBC Global Money Transfers
Make faster international transfers that are fee-free3 with your HSBC Everyday Global Account on the HSBC Singapore app.
- Over 50 countries/territories like a local (i.e. Send like a local)
- China via UnionPay cards issued in Mainland China (only from non-RMB account)
- Over 200 countries/territories via SWIFT
- Other third-party HSBC accounts instantly4
Manage your money with HSBC Singapore app
A simple and secure way to manage your money at your convenience.
- Make FX transactions and view real-time exchange rates
- Transfer money between your global HSBC accounts across 27 countries/territories
- See a consolidated view of your bank accounts and relevant government data on the app with HSBC FinConnect
- Manage your international payees and transfer money to over 200 countries and territories
Click here to register for online banking today!
Select your HSBC relationship and apply online in minutes
With HSBC EasyID you can open your account online within just a few minutes! Before you start, make sure you have one of the following ID on-hand.
- NRIC (for Singaporean citizens or PR)
- MyKad (for Malaysian citizens)
Apply for HSBC Everyday Global Account (Premier)
Minimum balance - Keep a minimum Total Relationship Balance (TRB) of SGD200,000 (or its equivalent in foreign currencies)
Monthly salary - Credit a minimum monthly salary of SGD15,000 into my account (applicable to applicants residing in Singapore only)
Apply for HSBC Everyday Global Account (Personal Banking)
Minimum Balance - Keep a minimum average daily balance of SGD2,000 (or its equivalent) in a single currency or in combined currencies.
How to apply via Online Banking
Watch the video below to learn how EasyID makes your account opening even simpler.
You might be interested in
Refer your family and friends
Be rewarded with SGD50 cash credit per successful referral, referrals made under the HSBC Premier Referral Programmes will not be eligible for this promotion.
HSBC Advance Credit Card
Earn up to 3.5% cashback on all your purchases when you spend with your credit card and bank with your Everyday Global Account. That's over SGD4,000 in cashback annually.
Things you should know
Terms and conditions
Fees and charges
Deposit interest rates
Frequently asked questions
1Terms and conditions relating to HSBC Debit Card Cardholder's Agreement apply.
3Most transfers are fee-free but some intermediary banks may charge fees. You can see an estimate of the applicable fees when you review your transfer. The actual amount is subject to the intermediary bank and will be debited after you've confirmed your transfer.
Some banks may charge for incoming international transfers. Your payees will need to check with their banks on these charges as they vary and will be debited from the payee's account. We are unable to advise you on the fees applied by other banks for payments sent through Global Money Transfers.
4Foreign exchange transactions involving the following currencies: Bermudian Dollar, Egyptian Pound, Qatari Riyal, Indonesian Rupiah, Sri Lankan Rupee, Malaysian Ringgit, Vietnamese Dong, Philippine Peso and Omani Rial may not be processed instantly over the weekend and public holidays.
5Terms and conditions for the HSBC Everyday+ Rewards Programme apply. Please visit hsbc.com.sg/ega to visit HSBC Everyday Global Account (EGA) page for more details.
6Terms and Conditions governing the HSBC Everyday Wins Promotion apply.
Deposit Insurance Scheme
Singapore dollar deposits of non-bank depositors are insured by the Singapore Deposit Insurance Corporation, for up to S$75,000 in aggregate per depositor per Scheme member by law. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.