Investment product risk rating

HSBC’s enhanced risk rating framework includes a review of diversification benefits across asset class and geographies, price volatility, capital at risks, complexity, liquidity, economic risk. As your trusted advisor, we offer you a structured framework for wealth management advice. Based on a sound and systematic process for assessing your risk tolerance and products risks, it helps in guiding you to wealth solutions suitable to your wealth needs.

The product risk rating is used as a guide to determine the type of products that are suitable to your risk profile.

The table below shows the respective risk profiles and corresponding product risk ratings that are appropriate for each risk profile.
Customer Risk profile Product risk rating
Secure
0
Very Cautious
0,1
Cautious
0,1,2
Balanced
0,1,2,3
Adventurous
0,1,2,3,4
Speculative
0,1,2,3,4,5
The table below shows the respective risk profiles and corresponding product risk ratings that are appropriate for each risk profile.
Customer Risk profile Secure
Product risk rating 0
Customer Risk profile Very Cautious
Product risk rating 0,1
Customer Risk profile Cautious
Product risk rating 0,1,2
Customer Risk profile Balanced
Product risk rating 0,1,2,3
Customer Risk profile Adventurous
Product risk rating 0,1,2,3,4
Customer Risk profile Speculative
Product risk rating 0,1,2,3,4,5

Please click on each product for the full list of funds/products and the updated risk rating as of 31 October 2018.

Product list