HSBC's Personal Line of Credit gives you extra cash of up to 6X* your monthly salary with one of the lowest prevailing interest rate in town. As a new Personal Line of Credit customer, you may also enjoy promotional rates on our balance transfer for the things you need.
| Repayment Period | 6 month | 12 month |
|---|---|---|
| For amount < S$10,000 | 0% p.a. with processing fee of 1.38% (EIR 3% p.a.^) | 4.88% p.a. with processing fee with no processing fee (EIR 4.88% p.a.^) |
| For amount ≥ S$10,000 |
0% p.a. with processing fee of 1.00% (EIR 2.17% p.a.^) | 4.88% p.a. with processing fee with no processing fee (EIR 4.88% p.a.^) |
| Repayment Period | For amount < S$10,000 |
|---|---|
| 6 month | 0% p.a. with processing fee of 1.38% (EIR 3% p.a.^ ) |
| 12 month | 4.88% p.a. with processing fee with no processing fee (EIR 4.88% p.a.^ ) |
| Repayment Period |
For amount ≥ S$10,000 |
| 6 month | 0% p.a. with processing fee of 1.00% (EIR 2.17% p.a.^ ) |
| 12 month | 4.88% p.a. with processing fee with no processing fee (EIR 4.88% p.a.^ ) |
^ The Effective Interest Rate (EIR) is calculated taking into consideration the applicable processing fee and based on an approved balance transfer of S$6,700 with 3% monthly minimum payment and full payment of the balance transfer amount outstanding at the end of the promotion period. EIR is subjected to compounding if the monthly finance charges are not paid in full.
Life won't wait. Take the first step towards greater things in life with extra cash today.
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