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HSBC Personal Line of Credit gives you extra cash of up to 6X* your monthly salary with one of the lowest prevailing interest rate in town. As a new Personal Line of Credit customer, you may also enjoy promotional rates on our balance transfer for the things you need.
| Repayment Period |
6 months1 |
12 months1 |
|---|---|---|
| For Amount < S$10,000 |
0% p.a. with processing fee of 1.38% (EIR 3% p.a.2) |
4.88% p.a. with no processing fee (EIR 4.88% p.a.2) |
| For Amount ≥S$10,000 |
0% p.a. with processing fee of 1.00% (EIR 2.17% p.a.2) |
4.88% p.a. with no processing fee (EIR 4.88% p.a.2) |
| Repayment Period |
For Amount < S$10,000 |
|---|---|
| 6 months1
|
0% p.a. with processing fee of 1.38% (EIR 3% p.a.2) |
| 12 months1
|
4.88% p.a. with no processing fee (EIR 4.88% p.a.2) |
| Repayment Period |
For Amount ≥S$10,000 |
| 6 months1
|
0% p.a. with processing fee of 1.00% (EIR 2.17% p.a.2) |
| 12 months1
|
4.88% p.a. with no processing fee (EIR 4.88% p.a.2) |
2 The Effective Interest Rate (EIR) is calculated based on an approved balance transfer of S$6,700 with 3% monthly minimum payment and full payment of the balance transfer amount outstanding at the end of the promotion period. EIR is subjected to compounding if the monthly finance charges are not paid in full.
Life won't wait. Take the first step towards greater things in life with extra cash today.
You will need the following:
Wish to speak to our telesales agents about HSBC's Personal Line of Credit?
Leave us your contact details and we will be in touch within 3 working days (during office hours).
OR simply SMS PLOC<space>NAME<space>NRIC to 74722
Whether it’s to finance your personal goals or pay your outstanding credit card bills, you can now fulfil them with cash from HSBC’s Personal Line of Credit Balance Transfer.
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