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Protection for you and your family

Wherever you travel, wherever you live, it is essential you are able to enjoy the adventure that is life. Here at HSBC we allow you to do just that, by giving you the peace of mind that if something does go wrong-we have your back.

Home and home content insurance

Man and woman on a couch drinking coffee

We understand that your home is so much more than simply a roof over your head. We also know the importance of everything in it, the items that transform it from a house into your home. That is why we have created HomeSurance Classic. Each of its three levels of comprehensive cover give you the peace of mind you cherish, in one affordable, convenient and easy to understand package.

Benefits and features

  • "All Risks" coverage - Protects you, your family and your possessions from fire, burglary and accidental damage including riot, malicious act, lightning, thunderbolt, explosion, collision or impact from falling tree branches or vehicles.
  • Personal liability - HomeSurance Classic indemnifies you should you be liable to pay compensation for bodily injury or damage to property up to S$1,000,000. Examples include falling flower pots from your property, slippery floors and accidental breakage of your neighbour's property or valuables.
  • Ease of application - There is no need to go through the inconvenience of itemising your possessions at the point of application. This includes everything from jewelry and silverware to fine art and coin collections. The insurable items (with the exception of clothing, linen, wallpaper, floor coverings and pedal cycles) will be settled on a "new for old" basis.

For a full list of what we cover, please refer to our HomeSurance Classic Plan

How do I apply for the home and home content insurance?

Simply call us or send us an email to apply.

(65) 6224 4775

Travel insurance

Photographers in a field

One of the great things about Singapore is that it has some of the world's greatest travel destinations right on its doorstep. From Bali to Phuket, Cambodia to Halong Bay there is a whole world out there to explore. With HSBC SmartTraveller you can do just that, with the peace of mind that you and your loved ones are covered.

Benefits and features

  • Pays up to S$20,000 under Trip Curtailment even if you need to remain overseas for medical treatment
  • Pays up to S$12,000 for unrecoverable deposits under Trip Cancellation
  • Your Personal Accident cover starts 3 hours before departure
  • Your Trip Postponement benefit starts 30 days prior to the departure date
  • Covers up to S$600,000 for medical and dental treatment whilst overseas
  • Covers travel diversion and travel misconnection due to delays of the public conveyance
  • Pays up to S$3,000 for your lost/damaged golf clubs whilst overseas
  • Pays up to S$7,000 for lost personal effects, plus reimburses you to replace the essential items
  • Covers leisure amateur sports such as bungee jumping, parachuting and sky diving
  • Automatic Extension of Policy:

Up to 30 days if you are hospitalised or quarantined whilst overseas as advised by a physician.
Up to 72 hours if the public transport in which you are travelling is unavoidably delayed.

Where does it cover?

ASEAN: Brunei, Cambodia, Indonesia, Laos, Malaysia, Myanmar, Philippines, Thailand & Vietnam.

Asia: Australia, China, Hong Kong, India, Japan, Korea, Macau, Mongolia, New Zealand, Sri Lanka, Taiwan, Timor-Leste & countries/regions under ASEAN.

Rest of the world: Including Nepal, Tibet & countries/regions under ASEAN & ASIA. If the same trip involves travel several countries/regions, therefore crossing an area of travel, the premium will be calculated based on the area of travel with the highest premium.

How do I apply for HSBC SmartTraveller?

Simply call us or send us an email to apply.

(65) 6880 4070

Car insurance

Friends in a jeep

In Singapore it is against the law to drive a motor vehicle on the road without a valid insurance policy. Motor insurance also makes good sense. Besides covering you for personal injury to third parties, it can also cover your costs if you damage someone else's property and for any other loss or damage you might suffer in a motor accident.

HSBC's SmartDrive is the first motor insurance in Singapore that allows you to customise your own plans based on the needs of you and your family.


Choose between the following 7 affordable plans:

SmartDrive Essential 
Basic and vital protection with 24/7 Towing and Transportation, as well as Guaranteed Repairs for 12 months.


SmartDrive Essential Plus 
In addition to the SmartDrive Essential plan, you will enjoy the Car Protector, Daily Transport Allowance and Delivery of Repaired Car to your preferred location.


SmartDrive Flexi 
Basic and vital protection with the flexibility of your preferred workshop, as well as Medical and Dental expenses and Flood Protection.


SmartDrive Flexi Plus 
In addition to SmartDrive Flexi, you will enjoy the Car Protector, Daily Transport Allowance and Delivery of Repaired Car to your preferred location.


SmartDrive Flexi Family 
Complete protection for your loved ones. In addition to SmartDrive Flexi, you will enjoy Personal Accident coverage, Loss of Personal Effects and Waiver of Named Young or Inexperienced Driver Excess.


SmartDrive Peace 

Complete, all-in-one coverage for greater convenience. Enjoy even more coverage with 24/7 Towing and Transportation, Loss of Personal Effects, Flood Protection and Delivery of Repaired Car to your preferred location.


SmartDrive For Her 

Exclusively designed for women, this is the only plan that gives you Excess Waiver from the 3rd year, as well as Phone Assistance and Roadside Support.

SmartDrive aims to make driving safer for you and your loved ones. Other benefits include:

  • Additional windscreen cover at no extra cost
  • Coverage for accidental loss/damage to your car
  • Personal Accident coverage
  • Coverage for floods, hurricanes, earthquakes and other acts of nature
  • Coverage for damage caused by strikes, riots and civil commotion
  • Passenger risk and liability coverage
  • Third party liability including property damage, bodily injury and legal service
  • 24/7 assistance throughout Singapore, West Malaysia and Thailand

How do I apply for HSBC SmartDrive?

Simply call us or send us an email to apply.

(65) 6880 4070

International Exclusive

Couple traveling in a train

International Exclusive, the cover you can trust

We understand the importance of assurance of access to private healthcare for you and your family. International Exclusive is an international health insurance that provides a range of options to suit your particular needs.The entry age is up to 80.

Our unique range of insurance solutions is specifically designed for the way you live your life, allowing you to live that life, how and where you want to. We can give you the peace of mind that no matter what happens we are there for you. Because "what if?" should not stop you from fulfilling your dreams.

All insurance policies herein are underwritten by AXA Insurance Singapore Pte Ltd. and distributed by HSBC Bank (Singapore) Limited ("HBSP"). It is not an obligation of, deposit in or guaranteed by HBSP.

These policies are protected under the Policy Owners' Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact AXA Insurance Singapore Pte Ltd. or visit the GIA or SDIC web-sites ( or

This web page contains only general information. The specific terms, exclusions and conditions applicable to this insurance are described in the Policy which will only be issued upon acceptance of the Proposal Form. A copy of the Policy is available for inspection at AXA Insurance Singapore Pte Ltd. A person interested in this product should consider whether the product is suitable before making a commitment to purchase the product.

AXA Insurance Singapore Pte Ltd.'s authorised agents or distributors, including HSBC (together "the Agents") are neither underwriter nor broker for the customer. To the fullest extent permissible pursuant to applicable law, the Agents make no warranties or representation as to the accuracy, correctness, reliability or otherwise of the content of this marketing material. Under no circumstances, including, but not limited to negligence, shall the Agents or any party involved in creating, producing or delivering the marketing material be liable to you for any direct, incidental, consequential, indirect, or punitive damages that result from the use of, or the liability to use, the information in this marketing materials even if the Agents have been advised of the possibility of such damages.

The Agents and/or their employees will receive a commission from AXA Insurance Singapore Pte Ltd. in respect of this transaction. The Agents are not suppliers of the products and services and will not accept liability in relation thereto.

This material is not and should not be construed as an offer to sell or the solicitation of an offer to purchase or subscribe for any investment or securities nor shall it or any part of it form the basis of, or be relied on in connection with, any contract or commitment whatsoever. The specific investment objectives, personal situation and particular needs of any person have not been taken in consideration. You should therefore not rely on it as investment advice. You may wish to seek advice from a financial consultant before making a commitment to purchase the product. In the event that you choose not to seek advice from a financial consultant, you should consider whether the product in question is suitable for you.

Have more questions? Let us give you a call.

No matter which stage of your relocation journey to Singapore, HSBC can help you smoothen your transition. Leave us your contact details and we will contact you within 2 business days to answer all your enquiries.