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Investment financing

Overview

Maximise your financial flexibility with our investment financing facility now. You can maintain your existing investment portfolio for long-term capital appreciation without having to worry about cashflow for your short-term financial needs.

Features & benefits

  • Extra value without extra fees

    Interest is calculated only on the amount of funds utilised on a daily balance basis.

    Loan facility is available in major currencies.

    There is no minimum drawdown amount and no service fee.

    You have control over repayments - no minimum monthly repayment is required.

    You have the ability to increase or reduce limits with ease.

  • Ability to withdraw funds without selling existing investments
    Customer with existing investments may require additional funds due to unforeseen expenses or would like to make additional investments. His options are (i) use cash, (ii) use the sales proceeds from existing investments and (iii) use the loan proceeds from Investment Financing without having to sell any existing investment.
  • Attractive interest rates
    Enjoy interest rate from as low as 3% p.a.*
  • Flexibility in managing short-term liquidity needs

    Investment Financing is a revolving overdraft facility that is secured by investments like Bonds, Structured Products, Unit Trusts or Equities held with the Bank.

    The investment financing limit is granted based on the type of Investments charged and the applicable Maximum Advance Ratio.

    Customers only incur interest on the amount utilised and are able to access overdraft funds through cheque, ATM and other banking channels.

*Applicable to HSBC Premier customers. Applies to SGD and USD currency loans. Interest rate: VLR* + 1.75%. 
VLR refers to the Bank's Variable Lending Rate for SGD or USD on a daily reset basis, as determined by the Bank and takes into consideration various factors including, but not limited to costs of borrowing, internal business costs and market conditions.
For promotional pricing, if any, call your Relationship Manager now.

 

Apply for HSBC Investment Financing

Contact your Relationship Manager to enjoy financial flexibility with our investment financing facility or leave your details and have our staff contact you.

Additional information

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